CALL NOW TO FIND THE RIGHT PLAN FOR YOU: 631.559.7500

2018 Medicare Changes

Medicare Part A - Deductible $1,340

Daily coinsurance: 61-90 $335/day & lifetime reserve 91-150 $670/day

Skilled Nursing Facility - Copay $164.50 per day (days 21-100)

Medicare Part B - Deductible $183.00

Medicare Supplement Plan “High Deductible F” (F+) - Deductible $2,240

Part D Deductible - Up to $405 (not all plans have deductibles)

  • Phase I -  up to $3,750; comprised of deductible, copayments and the amount the Part D plan pays
  • Phase II - coverage gap (also known as donut hole); Medicare Beneficiary pays their Rx costs at 35% Brand / 44% Generic
  • Phase III - once the Medicare Beneficiary pays a total of $5,000 out-of-pocket (includes deductible, copays, and the cost of their percentage of Rx in coverage gap), the Part D plan pays approximately 95% of costs thereafter

More details…

Gracemarie Horan-Luce

Senior Health Plan Specialists, Inc.

631.559.7500

grace@seniorhealthplanspecialists.com